| Pros: Inexpensive if you fit into low risk profession. Cons: Price skyrockets if you don’t. The Bottom Line: 21st as so far proven to be the best deal in car insurance. Easy form to fill out, low cost, fast customer service. |
| ynus's Full Review: 21st Century - Auto |
| Car insurance is perhaps one of the hardest products to review. Your opinion can change month to month, policy to policy, and can either be inflated or deflated depending on what happens when you really need them most. In my life I’ve been a member of State Farm, Geico, and now 21st Century. Each has treated me well as I have needed them, except for their rising costs. Here’s what I have learned so far: State Farm: Pros: You are assigned a representative who overseas your account. You contact that person for all of your insurance needs. Cons: High price for insurance. Representative could not be available for you. Why I Left: I was on my parents insurance, when I had to go it solo, the cost tripled. Geico: Pros: Fast customer service, lower-cost rates. Cons: Rates keep increasing for no reason, benefits change just when you reach them. Why I Left: Kept raising my rates even when car was parked in more secure locations, lied about anniversary discount. 21st Century Pros: Responsive customer service, lower-cost rates. Cons: The only way to get a deal is to have a profession they deem lower risk. |
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